6.00% on the 7-Year. Sagicor Raises MYGA Rates October 1.
Sagicor is increasing interest crediting rates on the Milestone Max MYGA and Milestone MYGA across all premium bands, durations, and states, effective October 1, 2026.
These are the strongest fixed rates our annuity team has seen in several years.
A (Excellent) AM Best Financial Strength Rating, third highest of 16, upgraded July 16, 2026.
New Milestone Max MYGA rates
Effective October 1, 2026. Guarantee period shown in contract years.
GUARANTEE PERIOD
$75,000+
$25,000+
3 years
5.40%
5.15%
4 years
5.40%
5.15%
5 years
5.90%
5.65%
6 years
5.90%
5.65%
7 years
6.00%
5.85%
Milestone Max MYGA is not available in California. California business uses Milestone MYGA. Full rates for both products, and all premium bands, are in the rate sheet below.
Under Sagicor's MYGA renewal commission program, new money crediting rates are applied to inforce Milestone and Milestone Max contracts on the renewal anniversary, before the next guarantee period begins.
● Commissions are paid at new money rates after renewal.
● No paperwork from you or the client. Contracts renew automatically.
● 10% penalty-free withdrawals in year one of the next surrender charge period.
Talk to your wholesaler, or reach out to Tyler and Lindia directly. They can pull illustrations, check state availability, and get an application moving same day.
Rates are current as of October 1, 2026 and are subject to change at any time at the discretion of Sagicor Life Insurance Company, as is the MYGA renewal commission program. Years referenced are contract year terms. The Guaranteed Minimum Interest Rate for Milestone Max MYGA and Milestone MYGA, following the Initial Guaranteed Interest Rate, is currently 1.15%. Milestone Max MYGA is not available in California. Milestone MYGA is available only in California. Sagicor is rated A (Excellent) by AM Best Company, third best of 16 possible ratings, upgraded as of July 16, 2026. Rating and guarantees are based on the claims-paying ability of Sagicor Life Insurance Company.
Products issued by Sagicor Life Insurance Company. Home Office: Scottsdale, AZ. Products not available in all states, and state variations may apply. Sagicor does not provide tax or estate planning advice. Your client(s) should consult with their tax advisor(s). Annuities and life insurance products have limitations and restrictions, including surrender charges. Sagicor issues other fixed annuities with similar features, benefits, limitations and restrictions. Contact Sagicor for more information. Contract Forms: ICC243010, 3010, 3010FL, and 3008CA. Rider Forms: ICC246080, 6080, and 6080FL. MMM-EML5004.
Insurance professionals only. Not for public distribution.
SPG Life & Annuity, 500 South Main Street, Providence, RI 02903, United States, 800-343-7772